Car Advice - Mummy Cars!
-
@Catogrande how does the multicar insurance work? We didn't add our son as a driver onto our car as it shot the premiums up too much but it may be worth it to balance out his own car.
-
@Crucial said in Car Advice - Mummy Cars!:
@Catogrande how does the multicar insurance work? We didn't add our son as a driver onto our car as it shot the premiums up too much but it may be worth it to balance out his own car.
Basically you insure all your cars on the one policy (we have three). My car has me as named (ie main) driver and this benefits from my NCD. My car also has Mrs Cato as a secondary driver. The family car has Mrs Cato as main driver (to qualifies her for NCD - now she has five years), then me and Ms Cato No1 as secondary drivers. Third car has Ms Cato No2 as main driver (racking up her NCD as we speak) and the rest of us as secondary drivers.
You get the standard price if you insure one car and then get discounts across the board as you add further cars.
It costs me around £1,800 a year to insure as follows:-
Porsche 911S: Me plus Mrs Cato
Audi S3: Mrs Cato plus me and Ms Cato No1 (aged 25)
Mini One: Ms Cato No2 (aged 21 and no NCD as yet) plus the rest of us.All fully comprehensive insurance.
BTW it took a bit of bargaining to get the premium down from just over £2K initially, so always worthwhile trying.
-
@Catogrande I thought the original Boxster was pretty gutless. But that was 20 years ago and they've made a lot of great changes since then. In 2011 they brought out the SS, it was a genuine grunt car but with the convertible and sleek look. My favourite of the lot, however I'm hearing great things about the 718.
I've never owned a Porsche, they're not my cup of milo, but friends own a Prestige car dealership that specialise in Porsche, so always get their hands on the latest for me to take for a cruise 😎
-
@ACT-Crusader said in Car Advice - Mummy Cars!:
@Catogrande I thought the original Boxster was pretty gutless. But that was 20 years ago and they've made a lot of great changes since then. In 2011 they brought out the SS, it was a genuine grunt car but with the convertible and sleek look. My favourite of the lot, however I'm hearing great things about the 718.
I've never owned a Porsche, they're not my cup of milo, but friends own a Prestige car dealership that specialise in Porsche, so always get their hands on the latest for me to take for a cruise 😎
Yeah the original Boxster was gutless. Clarkson famously said it did not have enough power to pull a greased stick out of a pig's bottom. That was the 2.5l version. Then came the 2.7l which was upgraded a few times. I had the 2.7l second generation (I think). It was certainly quick but the chassis could handle so much more. The S version and then the GTS were much better. There was also the short lived Boxster Spider which was a stripped down version and was actually something special but no creature comforts at all. I went to the launch of the 718 at my local Porsche dealership and it does look to be the nuts. But alas I am now hooked on 911s.
-
@ACT-Crusader Re Porsches not being your cup of milo. I totally understand, such things are very much a matter of personal taste.
Some people I do business with have good connections with the local Ferrari dealership and occasionally we get a bit of a jolly. Last year I got to have a blast on some local roads in four different cars. A Maserati Ghibli diesel (I kid you not), a Maserati Quattroporte, a Ferrari California and a 458 Italia. To be honest I was only taken with the Ghibli and the 458.
The Ghibli was a really easy car to drive, fast, comfortable and handled well and the engine sound was just great. When I asked how they got a diesel to sound so good they looked a bit sheepish and said something about a speaker system within the exhaust system
The Quattroporte was just a lump. The California was OK but TBH it offered nothing more than my 911 and did not have the same wow factor.
The 458 was a totally different kettle of fish and was just amazing. I had about 20 minutes driving in it and when I got out I was buzzing but it felt like I'd been driving for two hours. The sensations were just so immediate.
The 911 is a car you can easily pootle around town in, but then set in in sport mode and it becomes a beast. Put it in sport plus mode and it's like being back in the 458 but not quite the same level of performance. On a longish trip up to London (about 200 miles for me), I can AVERAGE over 70mph and still get 32 mpg from the 911. Not planet saving I know but not too shabby for the performance levels.
-
@Catogrande I like hatchbacks with a bit of zip. I've had Polo and Golf GTi's, A3 2.0, 147 GTA.
A couple of months ago tested the A45 AMG, M135i and RS3. For overall performance as both a general use car and something to have a bit of fun with, the A45. But for pure grunt I found the RS3 more punchier than the A45. I was pleasantly surprised by the M which has a base price that is heaps cheaper than the other two, but BMW always has those expensive extras which other brands tend to include as standard. The M did seem a less heavier ride than the A45 even though it carries the 3.0 six against the 2.0 four.
-
@Crucial some insurers still ask for evidence, but others operate on you being truthful about it, plus it's with your existing insurer it matters.
I had someone back into my parked car earlier in the year and drive off, $4 k damage...
The U.K. Car insurance market has long been a basket case, not sure if the last 3 or 4 years have changed, but prior to that it hadn't made any money for about 10 years! Great business to be in....
-
Annddd there goes my thread about Mummy Cars!
Not that I'm complaining, sports cars are far more interesting.
Although I appreciate that the Boxster and Cayman are great cars in their own right, I am 100% in the Richard Hammond school of thought about them:
There’s only one reason you buy a boxster - one - and it’s because you can’t afford a 911. That’s it.
-
959 would be my preferred choice, well, in its day anyway...the good thing about having a vehicle like that is there is no room for the kids.
-
@MajorRage said in Car Advice - Mummy Cars!:
Although I appreciate that the Boxster and Cayman are great cars in their own right, I am 100% in the Richard Hammond school of thought about them:
There’s only one reason you buy a boxster - one - and it’s because you can’t afford a 911. That’s it.If you like driving the Cayman is pound for pound the best Porsche. Having said that, I still lust for a GT3 RS in ways I don't for a GT4.
-
@ACT-Crusader BMW and extras - I know what you mean. I had to pay £90 extra for floor mats in my 911. How the fuckety-fuck are floor mats considered extras?
-
@Crucial said in Car Advice - Mummy Cars!:
I don't get sports cars. Unless you have access to a race track they are the equivalent of waking up with a throbbing morning wood and no one to share it with except yourself.
So. Like most days then.
-
There goes my sports car thread....
-
-
@taniwharugby string them up by their scrotum. You don't fuck with a mans hilux.
I've got a four litre v6 hilux today as a courtesy car. I don't want to give it back.
I'm taking the loooooong way home. -
@jegga said in Car Advice - Mummy Cars!:
@taniwharugby string them up by their scrotum. You don't fuck with a mans hilux.
Nah don't string them up by the nuts.
Tie their nuts to the towbar and head off road.
-
@MajorRage said in Car Advice - Mummy Cars!:
There is nothing in the world more manly than a Hilux.
/cough Unimog